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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,380 | $201,372-28.8% | $184,260-22.2% | $145,884-1.7% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 9.42% | 29.04%-19.6pp | 28.84%-19.4pp | 551.85%-542.4pp |
| Employer contribution / active EE | $4,073 | $7,024-42.0% | $6,427-36.6% | $4,662-12.7% |
| Participant deferral / active EE | $11,812 | $9,808+20.4% | $9,133+29.3% | $6,690+76.6% |
| Admin fee / account holder | $4,085 | $16,362-75.0% | $13,898-70.6% | $13,392-69.5% |