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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,779 | $111,535-82.3% | $105,223-81.2% | $137,256-85.6% |
| Participation rate | 95.5% | 78.1%+17.4pp | 75.0%+20.4pp | 80.0%+15.5pp |
| Annual return | 14.51% | 237.85%-223.3pp | 180.65%-166.1pp | 220.34%-205.8pp |
| Employer contribution / active EE | $3,611 | $3,939-8.3% | $3,689-2.1% | $4,156-13.1% |
| Participant deferral / active EE | $217 | $5,500-96.1% | $5,072-95.7% | $6,407-96.6% |
| Admin fee / account holder | $1,264 | $9,721-87.0% | $8,859-85.7% | $12,270-89.7% |