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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,779 | $129,737-84.8% | $119,126-83.4% | $154,746-87.2% |
| Participation rate | 95.5% | 78.9%+16.6pp | 75.8%+19.7pp | 80.7%+14.8pp |
| Annual return | 14.51% | 379.08%-364.6pp | 282.11%-267.6pp | 172.34%-157.8pp |
| Employer contribution / active EE | $3,611 | $4,375-17.5% | $4,034-10.5% | $4,379-17.5% |
| Participant deferral / active EE | $217 | $5,842-96.3% | $5,318-95.9% | $6,730-96.8% |
| Admin fee / account holder | $1,264 | $11,961-89.4% | $10,693-88.2% | $14,365-91.2% |