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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,407 | $124,425-80.4% | $112,040-78.2% | $137,256-82.2% |
| Participation rate | 61.5% | 79.3%-17.8pp | 76.5%-15.0pp | 80.0%-18.4pp |
| Annual return | 16.22% | 24.72%-8.5pp | 24.52%-8.3pp | 220.34%-204.1pp |
| Employer contribution / active EE | $1,169 | $3,411-65.7% | $2,954-60.4% | $4,156-71.9% |
| Participant deferral / active EE | $2,093 | $5,718-63.4% | $5,098-58.9% | $6,407-67.3% |
| Admin fee / account holder | $243 | $15,207-98.4% | $12,098-98.0% | $12,270-98.0% |