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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,649 | $102,429+36.3% | $147,096-5.1% | $80,925+72.6% |
| Participation rate | 89.3% | 75.9%+13.4pp | 82.2%+7.1pp | 67.7%+21.6pp |
| Annual return | 13.13% | 135.02%-121.9pp | 419.75%-406.6pp | 35.65%-22.5pp |
| Employer contribution / active EE | $5,254 | $3,716+41.4% | $4,936+6.4% | $2,756+90.6% |
| Participant deferral / active EE | $11,101 | $6,649+67.0% | $8,071+37.5% | $4,299+158.2% |
| Admin fee / account holder | $16,249 | $7,957+104.2% | $13,005+24.9% | $6,940+134.1% |