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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,419 | $63,809+26.0% | $81,353-1.1% | $80,935-0.6% |
| Participation rate | 84.1% | 63.9%+20.2pp | 69.5%+14.6pp | 67.7%+16.4pp |
| Annual return | 12.13% | 16.37%-4.2pp | 24.82%-12.7pp | 35.66%-23.5pp |
| Employer contribution / active EE | $2,014 | $1,981+1.7% | $2,464-18.3% | $2,757-26.9% |
| Participant deferral / active EE | $8,589 | $3,093+177.7% | $3,885+121.1% | $4,299+99.8% |
| Admin fee / account holder | $29,386 | $5,686+416.8% | $5,766+409.6% | $6,924+324.4% |