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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,068 | $172,111+145.2% | $150,298+180.8% | $137,256+207.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.13% | 69.37%-53.2pp | 62.79%-46.7pp | 220.34%-204.2pp |
| Employer contribution / active EE | $3,940 | $4,636-15.0% | $4,154-5.2% | $4,156-5.2% |
| Participant deferral / active EE | $23,620 | $6,166+283.1% | $5,453+333.2% | $6,407+268.7% |
| Admin fee / account holder | $2,529 | $16,471-84.6% | $14,116-82.1% | $12,270-79.4% |