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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,868 | $172,111+27.7% | $150,298+46.3% | $137,256+60.2% |
| Participation rate | 60.0% | 81.7%-21.7pp | 77.8%-17.8pp | 80.0%-20.0pp |
| Annual return | 12.31% | 69.37%-57.1pp | 62.79%-50.5pp | 220.34%-208.0pp |
| Employer contribution / active EE | $3,214 | $4,636-30.7% | $4,154-22.6% | $4,156-22.7% |
| Participant deferral / active EE | $9,351 | $6,166+51.7% | $5,453+71.5% | $6,407+46.0% |
| Admin fee / account holder | $18,997 | $16,471+15.3% | $14,116+34.6% | $12,270+54.8% |