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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,868 | $185,312+18.6% | $161,489+36.2% | $154,746+42.1% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.7%-18.7pp | 80.7%-20.7pp |
| Annual return | 12.31% | 103.84%-91.5pp | 89.72%-77.4pp | 172.34%-160.0pp |
| Employer contribution / active EE | $3,214 | $4,769-32.6% | $4,268-24.7% | $4,379-26.6% |
| Participant deferral / active EE | $9,351 | $6,350+47.3% | $5,630+66.1% | $6,730+38.9% |
| Admin fee / account holder | $18,997 | $18,654+1.8% | $16,006+18.7% | $14,365+32.2% |