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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Service code 27 · EIN 84-4519624 | Advisory (Plan) | $74,963 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $36,787 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,087 | $115,744+21.9% | $100,415+40.5% | $200,096-29.5% |
| Participation rate | 94.0% | 85.7%+8.3pp | 81.5%+12.5pp | 72.0%+22.0pp |
| Annual return | 18.50% | 17.79%+0.7pp | 49.47%-31.0pp | 34.26%-15.8pp |
| Employer contribution / active EE | $6,803 | $3,657+86.0% | $3,943+72.5% | $3,038+124.0% |
| Participant deferral / active EE | $17,472 | $9,844+77.5% | $8,091+115.9% | $5,090+243.3% |
| Admin fee / account holder | $78 | $93-16.2% | $7,906-99.0% | $269-71.1% |