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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,222 | $129,737-33.5% | $119,126-27.6% | $154,746-44.3% |
| Participation rate | 73.3% | 78.9%-5.5pp | 75.8%-2.4pp | 80.7%-7.4pp |
| Annual return | 13.73% | 379.08%-365.4pp | 282.11%-268.4pp | 172.34%-158.6pp |
| Employer contribution / active EE | $1,819 | $4,375-58.4% | $4,034-54.9% | $4,379-58.5% |
| Participant deferral / active EE | $5,827 | $5,842-0.3% | $5,318+9.6% | $6,730-13.4% |
| Admin fee / account holder | $11,764 | $11,961-1.6% | $10,693+10.0% | $14,365-18.1% |