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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,515 | $106,749+170.3% | $145,433+98.4% | $82,448+249.9% |
| Participation rate | 76.1% | 75.6%+0.4pp | 82.1%-6.0pp | 68.1%+8.0pp |
| Annual return | 18.93% | 27.59%-8.7pp | 66.58%-47.7pp | 41.64%-22.7pp |
| Employer contribution / active EE | $7,466 | $3,444+116.7% | $4,554+63.9% | $2,551+192.7% |
| Participant deferral / active EE | $11,568 | $6,519+77.5% | $7,897+46.5% | $4,139+179.5% |
| Admin fee / account holder | $7,360 | $8,390-12.3% | $13,129-43.9% | $7,234+1.7% |