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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,032 | $111,535+118.8% | $105,223+131.9% | $137,256+77.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.25% | 237.85%-224.6pp | 180.65%-167.4pp | 220.34%-207.1pp |
| Employer contribution / active EE | $15,284 | $3,939+288.0% | $3,689+314.4% | $4,156+267.8% |
| Participant deferral / active EE | $18,250 | $5,500+231.8% | $5,072+259.8% | $6,407+184.9% |
| Admin fee / account holder | $669 | $9,721-93.1% | $8,859-92.4% | $12,270-94.5% |