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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,445 | $88,815-75.9% | $81,882-73.8% | $145,897-85.3% |
| Participation rate | 33.3% | 75.1%-41.7pp | 72.4%-39.1pp | 80.3%-47.0pp |
| Annual return | 14.02% | 1033.75%-1019.7pp | 779.47%-765.4pp | 552.29%-538.3pp |
| Employer contribution / active EE | $0 | $3,086-100.0% | $2,916-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,236 | $4,647-8.9% | $4,323-2.0% | $6,689-36.7% |
| Admin fee / account holder | $14,419 | $8,434+71.0% | $7,360+95.9% | $13,390+7.7% |