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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,925 | $86,949+3.4% | $102,460-12.2% | $80,959+11.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 16.25% | 18.89%-2.6pp | 29.47%-13.2pp | 35.67%-19.4pp |
| Employer contribution / active EE | $2,392 | $2,370+0.9% | $3,025-20.9% | $2,757-13.2% |
| Participant deferral / active EE | $6,652 | $4,121+61.4% | $5,056+31.6% | $4,300+54.7% |
| Admin fee / account holder | $1,602 | $8,048-80.1% | $9,460-83.1% | $6,925-76.9% |