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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,888 | $110,410+26.7% | $102,437+36.6% | $145,897-4.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 3.94% | 24.85%-20.9pp | 24.95%-21.0pp | 552.29%-548.3pp |
| Employer contribution / active EE | $10,863 | $4,217+157.6% | $3,871+180.7% | $4,663+133.0% |
| Participant deferral / active EE | $11,663 | $5,622+107.5% | $5,060+130.5% | $6,689+74.4% |
| Admin fee / account holder | $16,422 | $9,745+68.5% | $8,388+95.8% | $13,390+22.6% |