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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,184 | $102,422+116.0% | $147,117+50.3% | $80,959+173.2% |
| Participation rate | 92.3% | 75.9%+16.4pp | 82.2%+10.1pp | 67.7%+24.6pp |
| Annual return | 10.95% | 135.16%-124.2pp | 420.54%-409.6pp | 35.67%-24.7pp |
| Employer contribution / active EE | $4,103 | $3,717+10.4% | $4,932-16.8% | $2,757+48.8% |
| Participant deferral / active EE | $6,239 | $6,652-6.2% | $8,065-22.6% | $4,300+45.1% |
| Admin fee / account holder | $6,604 | $7,953-17.0% | $12,993-49.2% | $6,925-4.6% |