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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,915 | $166,131-81.4% | $164,975-81.3% | $145,877-78.8% |
| Participation rate | 68.2% | 82.0%-13.8pp | 78.6%-10.4pp | 80.3%-12.1pp |
| Annual return | 15.22% | 100.37%-85.1pp | 70.12%-54.9pp | 551.28%-536.1pp |
| Employer contribution / active EE | $1,181 | $5,276-77.6% | $4,343-72.8% | $4,663-74.7% |
| Participant deferral / active EE | $4,343 | $6,962-37.6% | $6,033-28.0% | $6,691-35.1% |
| Admin fee / account holder | $647 | $16,648-96.1% | $12,688-94.9% | $13,402-95.2% |