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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,882 | $154,228-22.9% | $145,433-18.3% | $137,256-13.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.75% | 74.59%-60.8pp | 66.58%-52.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $4,775 | $4,804-0.6% | $4,554+4.8% | $4,156+14.9% |
| Participant deferral / active EE | $4,907 | $8,216-40.3% | $7,897-37.9% | $6,407-23.4% |
| Admin fee / account holder | $1,473 | $14,344-89.7% | $13,129-88.8% | $12,270-88.0% |