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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,183 | $171,492-72.5% | $150,734-68.7% | $198,609-76.2% |
| Participation rate | 60.0% | 81.4%-21.4pp | 78.4%-18.4pp | 82.4%-22.4pp |
| Annual return | 18.08% | 804.70%-786.6pp | 600.81%-582.7pp | 202.70%-184.6pp |
| Employer contribution / active EE | $1,745 | $5,470-68.1% | $4,918-64.5% | $5,055-65.5% |
| Participant deferral / active EE | $3,424 | $6,259-45.3% | $5,610-39.0% | $6,977-50.9% |
| Admin fee / account holder | $403 | $17,628-97.7% | $14,905-97.3% | $19,030-97.9% |