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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,183 | $111,535-57.7% | $105,223-55.2% | $137,256-65.6% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 18.08% | 237.85%-219.8pp | 180.65%-162.6pp | 220.34%-202.3pp |
| Employer contribution / active EE | $1,745 | $3,939-55.7% | $3,689-52.7% | $4,156-58.0% |
| Participant deferral / active EE | $3,424 | $5,500-37.7% | $5,072-32.5% | $6,407-46.6% |
| Admin fee / account holder | $403 | $9,721-95.9% | $8,859-95.5% | $12,270-96.7% |