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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,905 | $156,398+26.5% | $147,318+34.3% | $138,895+42.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.60% | 78.75%-64.2pp | 70.43%-55.8pp | 145.39%-130.8pp |
| Employer contribution / active EE | $2,556 | $4,853-47.3% | $4,593-44.4% | $4,194-39.1% |
| Participant deferral / active EE | $12,861 | $8,237+56.1% | $7,906+62.7% | $6,396+101.1% |
| Admin fee / account holder | $9,454 | $14,976-36.9% | $13,708-31.0% | $12,562-24.7% |