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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,735 | $129,737+50.9% | $119,126+64.3% | $154,746+26.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.02% | 379.08%-362.1pp | 282.11%-265.1pp | 172.34%-155.3pp |
| Employer contribution / active EE | $9,995 | $4,375+128.5% | $4,034+147.8% | $4,379+128.2% |
| Participant deferral / active EE | $11,074 | $5,842+89.6% | $5,318+108.2% | $6,730+64.5% |
| Admin fee / account holder | $1,043 | $11,961-91.3% | $10,693-90.2% | $14,365-92.7% |