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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,936 | $156,398-78.3% | $147,318-77.0% | $138,895-75.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 10.91% | 78.75%-67.8pp | 70.43%-59.5pp | 145.39%-134.5pp |
| Employer contribution / active EE | $4,062 | $4,853-16.3% | $4,593-11.6% | $4,194-3.2% |
| Participant deferral / active EE | $10,044 | $8,237+21.9% | $7,906+27.0% | $6,396+57.0% |
| Admin fee / account holder | $4,880 | $14,976-67.4% | $13,708-64.4% | $12,562-61.1% |