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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,392 | $81,358-84.8% | $155,556-92.0% | $80,959-84.7% |
| Participation rate | 88.7% | 66.3%+22.4pp | 78.2%+10.5pp | 67.7%+21.0pp |
| Annual return | 9.22% | 33.39%-24.2pp | 64.84%-55.6pp | 35.67%-26.4pp |
| Employer contribution / active EE | $1,240 | $3,106-60.1% | $4,675-73.5% | $2,757-55.0% |
| Participant deferral / active EE | $2,910 | $3,455-15.8% | $5,631-48.3% | $4,300-32.3% |
| Admin fee / account holder | $425 | $7,994-94.7% | $15,885-97.3% | $6,925-93.9% |