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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,392 | $81,233-84.7% | $155,567-92.0% | $80,874-84.7% |
| Participation rate | 88.7% | 66.2%+22.5pp | 78.2%+10.5pp | 67.6%+21.1pp |
| Annual return | 9.22% | 33.33%-24.1pp | 64.74%-55.5pp | 35.62%-26.4pp |
| Employer contribution / active EE | $1,240 | $3,101-60.0% | $4,674-73.5% | $2,756-55.0% |
| Participant deferral / active EE | $2,910 | $3,452-15.7% | $5,628-48.3% | $4,297-32.3% |
| Admin fee / account holder | $425 | $7,998-94.7% | $15,916-97.3% | $6,935-93.9% |