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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,086 | $101,618+9.3% | $93,063+19.4% | $137,256-19.1% |
| Participation rate | 80.0% | 74.9%+5.1pp | 72.1%+7.9pp | 80.0%0pp |
| Annual return | 22.18% | 223.95%-201.8pp | 34.15%-12.0pp | 220.34%-198.2pp |
| Employer contribution / active EE | $1,906 | $2,707-29.6% | $2,476-23.0% | $4,156-54.1% |
| Participant deferral / active EE | $6,724 | $4,279+57.1% | $3,958+69.9% | $6,407+4.9% |
| Admin fee / account holder | $4,863 | $6,198-21.5% | $6,033-19.4% | $12,270-60.4% |