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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $914,645 | $172,111+431.4% | $150,298+508.6% | $137,256+566.4% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 16.45% | 69.37%-52.9pp | 62.79%-46.3pp | 220.34%-203.9pp |
| Employer contribution / active EE | $25,138 | $4,636+442.2% | $4,154+505.1% | $4,156+504.8% |
| Participant deferral / active EE | $23,590 | $6,166+282.6% | $5,453+332.6% | $6,407+268.2% |
| Admin fee / account holder | $3,710 | $16,471-77.5% | $14,116-73.7% | $12,270-69.8% |