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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,513 | $88,815-13.9% | $81,882-6.6% | $145,897-47.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.43% | 1033.75%-1019.3pp | 779.47%-765.0pp | 552.29%-537.9pp |
| Employer contribution / active EE | $6,735 | $3,086+118.2% | $2,916+131.0% | $4,663+44.4% |
| Participant deferral / active EE | $11,731 | $4,647+152.4% | $4,323+171.3% | $6,689+75.4% |
| Admin fee / account holder | $1,867 | $8,434-77.9% | $7,360-74.6% | $13,390-86.1% |