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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,513 | $88,754-13.8% | $81,820-6.5% | $145,877-47.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.43% | 1031.77%-1017.3pp | 777.93%-763.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $6,735 | $3,085+118.3% | $2,915+131.0% | $4,663+44.4% |
| Participant deferral / active EE | $11,731 | $4,648+152.4% | $4,323+171.4% | $6,691+75.3% |
| Admin fee / account holder | $1,867 | $8,424-77.8% | $7,391-74.7% | $13,402-86.1% |