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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,726 | $227,399-13.0% | $189,758+4.2% | $198,609-0.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 16.37% | 61.03%-44.7pp | 52.62%-36.2pp | 202.70%-186.3pp |
| Employer contribution / active EE | $4,338 | $5,526-21.5% | $4,767-9.0% | $5,055-14.2% |
| Participant deferral / active EE | $17,580 | $6,837+157.1% | $5,856+200.2% | $6,977+152.0% |
| Admin fee / account holder | $861 | $25,162-96.6% | $20,388-95.8% | $19,030-95.5% |