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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,726 | $185,312+6.7% | $161,489+22.4% | $154,746+27.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.37% | 103.84%-87.5pp | 89.72%-73.3pp | 172.34%-156.0pp |
| Employer contribution / active EE | $4,338 | $4,769-9.0% | $4,268+1.6% | $4,379-0.9% |
| Participant deferral / active EE | $17,580 | $6,350+176.9% | $5,630+212.3% | $6,730+161.2% |
| Admin fee / account holder | $861 | $18,654-95.4% | $16,006-94.6% | $14,365-94.0% |