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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,492 | $199,109-83.2% | $173,730-80.7% | $154,746-78.4% |
| Participation rate | 91.7% | 82.8%+8.9pp | 79.6%+12.1pp | 80.7%+11.0pp |
| Annual return | 16.92% | 20.02%-3.1pp | 19.96%-3.0pp | 172.34%-155.4pp |
| Employer contribution / active EE | $1,178 | $5,311-77.8% | $4,577-74.3% | $4,379-73.1% |
| Participant deferral / active EE | $2,805 | $7,113-60.6% | $6,326-55.7% | $6,730-58.3% |
| Admin fee / account holder | $14,917 | $20,916-28.7% | $17,523-14.9% | $14,365+3.8% |