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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,492 | $254,759-86.9% | $216,567-84.5% | $198,609-83.1% |
| Participation rate | 91.7% | 84.5%+7.1pp | 81.6%+10.0pp | 82.4%+9.3pp |
| Annual return | 16.92% | 10.04%+6.9pp | 12.94%+4.0pp | 202.70%-185.8pp |
| Employer contribution / active EE | $1,178 | $6,096-80.7% | $5,216-77.4% | $5,055-76.7% |
| Participant deferral / active EE | $2,805 | $6,948-59.6% | $6,191-54.7% | $6,977-59.8% |
| Admin fee / account holder | $14,917 | $26,311-43.3% | $21,981-32.1% | $19,030-21.6% |