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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,398 | $81,446-87.2% | $103,374-89.9% | $80,874-87.1% |
| Participation rate | 75.4% | 66.9%+8.6pp | 74.5%+0.9pp | 67.6%+7.8pp |
| Annual return | 44.48% | 25.57%+18.9pp | 24.89%+19.6pp | 35.62%+8.9pp |
| Employer contribution / active EE | $2,102 | $3,107-32.4% | $3,869-45.7% | $2,756-23.7% |
| Participant deferral / active EE | $1,788 | $3,870-53.8% | $5,058-64.6% | $4,297-58.4% |
| Admin fee / account holder | $3,180 | $6,715-52.6% | $8,394-62.1% | $6,935-54.1% |