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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,398 | $81,476-87.2% | $102,383-89.8% | $80,925-87.2% |
| Participation rate | 75.4% | 66.8%+8.6pp | 74.5%+0.9pp | 67.7%+7.8pp |
| Annual return | 44.48% | 25.59%+18.9pp | 24.94%+19.5pp | 35.65%+8.8pp |
| Employer contribution / active EE | $2,102 | $3,105-32.3% | $3,870-45.7% | $2,756-23.7% |
| Participant deferral / active EE | $1,788 | $3,871-53.8% | $5,060-64.7% | $4,299-58.4% |
| Admin fee / account holder | $3,180 | $6,717-52.7% | $8,391-62.1% | $6,940-54.2% |