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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,767 | $156,616+97.1% | $133,346+131.6% | $198,609+55.5% |
| Participation rate | 77.3% | 77.7%-0.4pp | 72.8%+4.4pp | 82.4%-5.1pp |
| Annual return | 16.60% | 44.25%-27.6pp | 36.85%-20.2pp | 202.70%-186.1pp |
| Employer contribution / active EE | $4,683 | $3,368+39.1% | $2,853+64.1% | $5,055-7.4% |
| Participant deferral / active EE | $4,403 | $4,920-10.5% | $4,332+1.6% | $6,977-36.9% |
| Admin fee / account holder | $12,635 | $17,468-27.7% | $14,264-11.4% | $19,030-33.6% |