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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,767 | $124,980+147.1% | $108,359+184.9% | $154,746+99.5% |
| Participation rate | 77.3% | 75.2%+2.1pp | 70.1%+7.2pp | 80.7%-3.4pp |
| Annual return | 16.60% | 45.00%-28.4pp | 36.89%-20.3pp | 172.34%-155.7pp |
| Employer contribution / active EE | $4,683 | $2,851+64.3% | $2,399+95.2% | $4,379+6.9% |
| Participant deferral / active EE | $4,403 | $4,743-7.2% | $4,137+6.4% | $6,730-34.6% |
| Admin fee / account holder | $12,635 | $11,502+9.9% | $9,741+29.7% | $14,365-12.0% |