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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,767 | $112,729+173.9% | $98,716+212.8% | $137,256+125.0% |
| Participation rate | 77.3% | 74.2%+3.0pp | 69.3%+8.0pp | 80.0%-2.7pp |
| Annual return | 16.60% | 38.48%-21.9pp | 31.81%-15.2pp | 220.34%-203.7pp |
| Employer contribution / active EE | $4,683 | $2,725+71.8% | $2,279+105.5% | $4,156+12.7% |
| Participant deferral / active EE | $4,403 | $4,640-5.1% | $4,048+8.8% | $6,407-31.3% |
| Admin fee / account holder | $12,635 | $10,129+24.8% | $8,703+45.2% | $12,270+3.0% |