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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,202 | $95,404+27.0% | $113,397+6.9% | $82,637+46.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 13.60% | 19.08%-5.5pp | 23.20%-9.6pp | 53.51%-39.9pp |
| Employer contribution / active EE | $4,076 | $2,307+76.7% | $2,977+36.9% | $2,552+59.7% |
| Participant deferral / active EE | $2,303 | $4,220-45.4% | $5,076-54.6% | $4,126-44.2% |
| Admin fee / account holder | $3,816 | $9,168-58.4% | $11,957-68.1% | $7,339-48.0% |