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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $598,709 | $209,336+186.0% | $197,124+203.7% | $137,256+336.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.78% | 48.09%-31.3pp | 44.34%-27.6pp | 220.34%-203.6pp |
| Employer contribution / active EE | $4,028 | $6,591-38.9% | $6,227-35.3% | $4,156-3.1% |
| Participant deferral / active EE | $13,349 | $9,614+38.9% | $9,135+46.1% | $6,407+108.4% |
| Admin fee / account holder | $17,262 | $17,308-0.3% | $16,298+5.9% | $12,270+40.7% |