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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,504 | $211,239+7.2% | $178,528+26.9% | $145,877+55.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.02% | 30.22%-18.2pp | 27.11%-15.1pp | 551.28%-539.3pp |
| Employer contribution / active EE | $19,102 | $4,570+318.0% | $3,950+383.5% | $4,663+309.7% |
| Participant deferral / active EE | $21,375 | $6,963+207.0% | $6,278+240.5% | $6,691+219.5% |
| Admin fee / account holder | $1,793 | $12,095-85.2% | $10,419-82.8% | $13,402-86.6% |