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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,867 | $86,949+90.8% | $102,460+61.9% | $80,959+104.9% |
| Participation rate | 96.4% | 72.4%+24.0pp | 76.5%+19.9pp | 67.7%+28.8pp |
| Annual return | 9.95% | 18.89%-8.9pp | 29.47%-19.5pp | 35.67%-25.7pp |
| Employer contribution / active EE | $2,611 | $2,370+10.2% | $3,025-13.7% | $2,757-5.3% |
| Participant deferral / active EE | $5,620 | $4,121+36.4% | $5,056+11.2% | $4,300+30.7% |
| Admin fee / account holder | $4,468 | $8,048-44.5% | $9,460-52.8% | $6,925-35.5% |