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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,408 | $160,040-0.4% | $147,096+8.4% | $145,877+9.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 26.57% | 98.49%-71.9pp | 419.75%-393.2pp | 551.28%-524.7pp |
| Employer contribution / active EE | $5,639 | $5,289+6.6% | $4,936+14.2% | $4,663+20.9% |
| Participant deferral / active EE | $15,530 | $8,429+84.3% | $8,071+92.4% | $6,691+132.1% |
| Admin fee / account holder | $620 | $15,050-95.9% | $13,005-95.2% | $13,402-95.4% |