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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,408 | $160,070-0.4% | $147,117+8.4% | $145,897+9.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 26.57% | 98.69%-72.1pp | 420.54%-394.0pp | 552.29%-525.7pp |
| Employer contribution / active EE | $5,639 | $5,285+6.7% | $4,932+14.3% | $4,663+20.9% |
| Participant deferral / active EE | $15,530 | $8,419+84.5% | $8,065+92.6% | $6,689+132.2% |
| Admin fee / account holder | $620 | $15,035-95.9% | $12,993-95.2% | $13,390-95.4% |