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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,307 | $154,228+13.7% | $145,433+20.5% | $137,256+27.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.61% | 74.59%-63.0pp | 66.58%-55.0pp | 220.34%-208.7pp |
| Employer contribution / active EE | $5,544 | $4,804+15.4% | $4,554+21.7% | $4,156+33.4% |
| Participant deferral / active EE | $17,050 | $8,216+107.5% | $7,897+115.9% | $6,407+166.1% |
| Admin fee / account holder | $45,912 | $14,344+220.1% | $13,129+249.7% | $12,270+274.2% |