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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,305 | $58,311-73.8% | $81,882-81.3% | $80,959-81.1% |
| Participation rate | 55.0% | 63.5%-8.5pp | 72.4%-17.4pp | 67.7%-12.7pp |
| Annual return | 25.11% | 41.85%-16.7pp | 779.47%-754.4pp | 35.67%-10.6pp |
| Employer contribution / active EE | $699 | $2,347-70.2% | $2,916-76.0% | $2,757-74.6% |
| Participant deferral / active EE | $1,578 | $3,287-52.0% | $4,323-63.5% | $4,300-63.3% |
| Admin fee / account holder | $2,419 | $4,752-49.1% | $7,360-67.1% | $6,925-65.1% |