Filed March 4, 1999
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY GLOBAL Service code 27 · EIN 20-8764829 | Advisory (Plan) | $140,492 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $97,317 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,121 | $89,465+43.2% | $165,100-22.4% | $77,762+64.8% |
| Participation rate | 99.1% | 78.6%+20.5pp | 78.6%+20.5pp | 70.6%+28.5pp |
| Annual return | 15.70% | 28.86%-13.2pp | 70.21%-54.5pp | 31.27%-15.6pp |
| Employer contribution / active EE | $1,902 | $2,565-25.9% | $4,348-56.3% | $2,728-30.3% |
| Participant deferral / active EE | $8,799 | $4,904+79.4% | $6,035+45.8% | $4,651+89.2% |
| Admin fee / account holder | $351 | $340+3.4% | $12,696-97.2% | $433-18.9% |