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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,774 | $115,225-63.7% | $100,712-58.5% | $138,895-69.9% |
| Participation rate | 36.8% | 74.3%-37.5pp | 69.3%-32.4pp | 79.9%-43.1pp |
| Annual return | 18.92% | 40.35%-21.4pp | 33.27%-14.4pp | 145.39%-126.5pp |
| Employer contribution / active EE | $1,266 | $2,771-54.3% | $2,313-45.3% | $4,194-69.8% |
| Participant deferral / active EE | $5,157 | $4,699+9.7% | $4,085+26.2% | $6,396-19.4% |
| Admin fee / account holder | $2,343 | $10,844-78.4% | $9,256-74.7% | $12,562-81.4% |