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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,347 | $160,070+33.3% | $147,117+45.0% | $145,897+46.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.49% | 98.69%-86.2pp | 420.54%-408.0pp | 552.29%-539.8pp |
| Employer contribution / active EE | $2,677 | $5,285-49.3% | $4,932-45.7% | $4,663-42.6% |
| Participant deferral / active EE | $11,093 | $8,419+31.8% | $8,065+37.5% | $6,689+65.8% |
| Admin fee / account holder | $3,481 | $15,035-76.9% | $12,993-73.2% | $13,390-74.0% |