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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,376 | $71,197+133.7% | $93,669+77.6% | $80,925+105.6% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 10.73% | 11.27%-0.5pp | 133.59%-122.9pp | 35.65%-24.9pp |
| Employer contribution / active EE | $6,744 | $1,565+331.0% | $2,424+178.3% | $2,756+144.7% |
| Participant deferral / active EE | $6,252 | $4,036+54.9% | $4,416+41.6% | $4,299+45.4% |
| Admin fee / account holder | $384 | $6,959-94.5% | $8,291-95.4% | $6,940-94.5% |