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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,443 | $88,672+375.3% | $105,223+300.5% | $82,448+411.2% |
| Participation rate | 96.7% | 67.9%+28.7pp | 75.0%+21.6pp | 68.1%+28.6pp |
| Annual return | 16.04% | 30.86%-14.8pp | 180.65%-164.6pp | 41.64%-25.6pp |
| Employer contribution / active EE | $20,065 | $3,048+558.3% | $3,689+444.0% | $2,551+686.6% |
| Participant deferral / active EE | $8,046 | $4,036+99.4% | $5,072+58.6% | $4,139+94.4% |
| Admin fee / account holder | $23,709 | $7,146+231.8% | $8,859+167.6% | $7,234+227.7% |