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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,443 | $93,345+351.5% | $119,126+253.8% | $87,485+381.7% |
| Participation rate | 96.7% | 68.7%+27.9pp | 75.8%+20.9pp | 68.9%+27.7pp |
| Annual return | 16.04% | 19.08%-3.0pp | 282.11%-266.1pp | 26.06%-10.0pp |
| Employer contribution / active EE | $20,065 | $3,172+532.7% | $4,034+397.5% | $2,596+672.9% |
| Participant deferral / active EE | $8,046 | $4,099+96.3% | $5,318+51.3% | $4,274+88.3% |
| Admin fee / account holder | $23,709 | $8,039+194.9% | $10,693+121.7% | $7,775+204.9% |