Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,977 | $105,284-23.1% | $150,734-46.3% | $94,015-13.9% |
| Participation rate | 56.4% | 71.7%-15.3pp | 78.4%-22.0pp | 70.8%-14.4pp |
| Annual return | 14.60% | 15.67%-1.1pp | 600.81%-586.2pp | 17.84%-3.2pp |
| Employer contribution / active EE | $548 | $3,599-84.8% | $4,918-88.9% | $2,790-80.4% |
| Participant deferral / active EE | $3,501 | $4,274-18.1% | $5,610-37.6% | $4,249-17.6% |
| Admin fee / account holder | $9,070 | $9,839-7.8% | $14,905-39.1% | $8,951+1.3% |