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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,990 | $139,948+141.5% | $121,663+177.8% | $154,746+118.4% |
| Participation rate | 87.5% | 78.0%+9.5pp | 74.5%+13.0pp | 80.7%+6.8pp |
| Annual return | 10.03% | 230.52%-220.5pp | 147.54%-137.5pp | 172.34%-162.3pp |
| Employer contribution / active EE | $1,322 | $3,521-62.5% | $3,020-56.2% | $4,379-69.8% |
| Participant deferral / active EE | $3,898 | $5,629-30.7% | $4,887-20.2% | $6,730-42.1% |
| Admin fee / account holder | $4,157 | $17,321-76.0% | $14,289-70.9% | $14,365-71.1% |