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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,538,175 | $275,752+457.8% | $256,809+499.0% | $198,609+674.5% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 133.07% | 34.81%+98.3pp | 32.73%+100.3pp | 202.70%-69.6pp |
| Employer contribution / active EE | $16,292 | $7,721+111.0% | $7,263+124.3% | $5,055+222.3% |
| Participant deferral / active EE | $7,750 | $10,037-22.8% | $9,520-18.6% | $6,977+11.1% |
| Admin fee / account holder | $4,628 | $25,716-82.0% | $25,146-81.6% | $19,030-75.7% |