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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,067 | $178,174-62.9% | $156,181-57.7% | $137,256-51.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 6.51% | 84.19%-77.7pp | 64.87%-58.4pp | 220.34%-213.8pp |
| Employer contribution / active EE | $6,891 | $4,972+38.6% | $4,294+60.5% | $4,156+65.8% |
| Participant deferral / active EE | $13,959 | $6,888+102.7% | $6,132+127.6% | $6,407+117.9% |
| Admin fee / account holder | $77,039 | $17,404+342.6% | $14,586+428.2% | $12,270+527.9% |