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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,818 | $111,814+127.0% | $93,654+171.0% | $145,959+73.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 8.33% | 203.30%-195.0pp | 133.34%-125.0pp | 561.95%-553.6pp |
| Employer contribution / active EE | $1,580 | $3,092-48.9% | $2,421-34.7% | $4,661-66.1% |
| Participant deferral / active EE | $0 | $4,914-100.0% | $4,413-100.0% | $6,689-100.0% |
| Admin fee / account holder | $2,942 | $10,246-71.3% | $8,282-64.5% | $13,398-78.0% |