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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,772 | $162,136-42.2% | $152,301-38.4% | $154,746-39.4% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 17.66% | 91.02%-73.4pp | 80.50%-62.8pp | 172.34%-154.7pp |
| Employer contribution / active EE | $1,820 | $4,890-62.8% | $4,624-60.6% | $4,379-58.4% |
| Participant deferral / active EE | $6,911 | $8,341-17.1% | $8,004-13.7% | $6,730+2.7% |
| Admin fee / account holder | $1,504 | $15,759-90.5% | $14,398-89.6% | $14,365-89.5% |