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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,772 | $196,972-52.4% | $182,262-48.6% | $198,609-52.8% |
| Participation rate | 71.4% | 85.7%-14.3pp | 84.2%-12.8pp | 82.4%-10.9pp |
| Annual return | 17.66% | 158.27%-140.6pp | 140.60%-122.9pp | 202.70%-185.0pp |
| Employer contribution / active EE | $1,820 | $5,364-66.1% | $5,046-63.9% | $5,055-64.0% |
| Participant deferral / active EE | $6,911 | $8,643-20.0% | $8,276-16.5% | $6,977-0.9% |
| Admin fee / account holder | $1,504 | $18,429-91.8% | $16,712-91.0% | $19,030-92.1% |