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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,338 | $125,778-52.8% | $114,563-48.2% | $154,746-61.7% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.9%-22.9pp | 80.7%-30.7pp |
| Annual return | 15.03% | 295.14%-280.1pp | 241.09%-226.1pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,964 | $2,806-30.0% | $2,592-24.2% | $4,379-55.2% |
| Participant deferral / active EE | $10,075 | $4,445+126.7% | $4,142+143.2% | $6,730+49.7% |
| Admin fee / account holder | $401,916 | $8,190+4807.2% | $7,623+5172.3% | $14,365+2697.8% |