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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,338 | $101,618-41.6% | $93,063-36.2% | $137,256-56.8% |
| Participation rate | 50.0% | 74.9%-24.9pp | 72.1%-22.1pp | 80.0%-30.0pp |
| Annual return | 15.03% | 223.95%-208.9pp | 34.15%-19.1pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,964 | $2,707-27.5% | $2,476-20.7% | $4,156-52.8% |
| Participant deferral / active EE | $10,075 | $4,279+135.4% | $3,958+154.5% | $6,407+57.3% |
| Admin fee / account holder | $401,916 | $6,198+6384.1% | $6,033+6561.7% | $12,270+3175.6% |