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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,510 | $112,729+127.5% | $98,716+159.8% | $137,256+86.9% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 7.34% | 38.48%-31.1pp | 31.81%-24.5pp | 220.34%-213.0pp |
| Employer contribution / active EE | $972 | $2,725-64.3% | $2,279-57.3% | $4,156-76.6% |
| Participant deferral / active EE | $1,691 | $4,640-63.6% | $4,048-58.2% | $6,407-73.6% |
| Admin fee / account holder | $167,234 | $10,129+1551.1% | $8,703+1821.6% | $12,270+1262.9% |