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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,510 | $115,225+122.6% | $100,712+154.7% | $138,895+84.7% |
| Participation rate | 83.3% | 74.3%+9.0pp | 69.3%+14.1pp | 79.9%+3.4pp |
| Annual return | 7.34% | 40.35%-33.0pp | 33.27%-25.9pp | 145.39%-138.1pp |
| Employer contribution / active EE | $972 | $2,771-64.9% | $2,313-58.0% | $4,194-76.8% |
| Participant deferral / active EE | $1,691 | $4,699-64.0% | $4,085-58.6% | $6,396-73.6% |
| Admin fee / account holder | $167,234 | $10,844+1442.2% | $9,256+1706.7% | $12,562+1231.3% |