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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,191 | $183,539+113.1% | $155,556+151.5% | $145,897+168.1% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 10.79% | 61.31%-50.5pp | 64.84%-54.0pp | 552.29%-541.5pp |
| Employer contribution / active EE | $8,945 | $5,315+68.3% | $4,675+91.3% | $4,663+91.8% |
| Participant deferral / active EE | $9,407 | $6,467+45.5% | $5,631+67.1% | $6,689+40.6% |
| Admin fee / account holder | $30,202 | $19,275+56.7% | $15,885+90.1% | $13,390+125.6% |