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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,640 | $185,312+119.4% | $161,489+151.8% | $154,746+162.8% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 15.61% | 103.84%-88.2pp | 89.72%-74.1pp | 172.34%-156.7pp |
| Employer contribution / active EE | $8,496 | $4,769+78.2% | $4,268+99.1% | $4,379+94.0% |
| Participant deferral / active EE | $8,033 | $6,350+26.5% | $5,630+42.7% | $6,730+19.4% |
| Admin fee / account holder | $728 | $18,654-96.1% | $16,006-95.4% | $14,365-94.9% |