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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,324 | $227,399-7.9% | $189,758+10.3% | $198,609+5.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 13.91% | 61.03%-47.1pp | 52.62%-38.7pp | 202.70%-188.8pp |
| Employer contribution / active EE | $5,212 | $5,526-5.7% | $4,767+9.3% | $5,055+3.1% |
| Participant deferral / active EE | $10,473 | $6,837+53.2% | $5,856+78.8% | $6,977+50.1% |
| Admin fee / account holder | $2,544 | $25,162-89.9% | $20,388-87.5% | $19,030-86.6% |